Credit Related Articles
The latest financial news, tips, tricks and other credit related content.
Clear Credit Solutions helps with credit file repair but we also provide you with related information about cleaning up credit history and other credit related questions.
Is It Bad For Your Credit To Hold Multiple Credit Cards?
Multiple unused credit cards are not automatically bad for your credit report in but fees, and missed payments can cause problems.
How To Plan For Retirement
Learn how to plan your retirement with practical tips on super, the Age Pension, housing, healthcare, and income to support your future.
How Balance Transfers Impact Credit Utilisation Ratios
Balance transfers can lower credit utilisation, but only if managed well. Learn how consumers can use them without hurting their credit profile.
How Do Payday Loans Impact Your Credit Report?
Payday loans can affect your credit report. Learn how enquiries, missed repayments and defaults may impact your borrowing power.
Are Secured Loans Better For My Credit Score Than Unsecured Loans?
Discover how secured and unsecured loans affect your credit score, with tips to protect and improve your rating.
How Credit Card Rewards Work (And How to Make Them Work for You)
Learn how credit card rewards work, how to maximise points and cashback, and avoid common traps with fees and interest.
The Impact of Late Payments on Your Credit Score
Late payments can harm your credit score. Learn how they’re recorded, their impact, and how to protect your financial reputation.
How Being An Authorised User On A Credit Card Affects Your Credit
Boost your credit knowledge: learn how being an authorised user on a credit card can impact your credit score, risks, and benefits.
What Are The Pros And Cons Of Debt Consolidation?
Discover the pros and cons of debt consolidation including tips, risks, and benefits to help manage your finances effectively.
Does Increasing Your Credit Limit Put A Hard Enquiry On Your Credit File?
Find out if increasing your credit card limit triggers a hard enquiry and how it may affect your credit score and report.
Clear Credit Solutions Wins National MFAA Award for Outstanding Broker Support
Clear Credit Solutions wins MFAA 2025 award for helping mortgage brokers fix credit issues fast, remove defaults, and boost loan approvals.
Can You Claim Damages For Harm Caused By Credit Report Errors?
Claim damages for errors on your credit report. Learn your rights, compensation options, and steps to fix mistakes under local law.
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