Credit Related Articles
The latest financial news, tips, tricks and other credit related content.
Clear Credit Solutions helps with credit file repair but we also provide you with related information about cleaning up credit history and other credit related questions.
What Happens If You Pay Off A Defaulted Debt?
Paying off a defaulted debt updates your credit file to “paid”, but the default remains for five years and still affects your credit score.
Are Business Loans Included Included In Personal Credit Report?
Discover whether business loan applications appear on your personal credit report. Learn how personal guarantees affect your credit file.
How Does A Balance Transfer Impact Credit Utilisation Ratios?
Discover how balance transfers affect your credit utilisation ratio. Learn expert tips to manage your cards and boost your credit score
Can A Early Repayment On Your Loan Cause Penalties?
Learn if you can repay your loan early without penalties. Discover key rules for home and personal loans, plus tips to avoid extra fees.
Correcting Your Credit File
Ensure your credit report is accurate—learn the steps to correct your credit file and how to contact credit reporting bodies.
What Happens If You Have A Credit Report Error?
Learn what to do if a credit provider refuses to fix credit report errors, and how Clear Credit Solutions can help.
How To Choose Between Fixed And Variable Interest Rates
Compare fixed vs variable interest rates for home loans. Discover pros, cons, and tips to choose the best option for your financial goals.
What Is A Credit File Freeze?
Learn how a credit file freeze protects you from identity theft. Discover the process, benefits, and steps to secure your credit report.
How Long Do Credit Card Applications Stay On Your Credit File?
Learn how long credit card applications stay on your credit report and how they impact your credit score. Find out more here.
Can You Remove Settled Loans From Your Credit Report?
Learn if settled loans can be removed from your credit report, how long they stay, and your rights to correct inaccurate listings.
How Are Joint Credit Applications Reflected on Credit Reports?
Learn how joint credit applications appear on credit reports, their impact on your score, and tips for managing shared credit responsibly.
Are There Exceptions to the 5-Year Default Listing Period?
Learn about the 5-year default listing period on credit reports, exceptions, and your rights. Stay informed to protect your credit score.
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