USEFUL ARTICLES

When Will My Mortgage be Reported to the Credit Bureaus? When you are getting ready to purchase a home, one of the most important things you need to do is

Is Your Credit Score Affected by Your Phone Plan? It’s no secret that mobile phone plans can be expensive. But what you may not know is that your credit score

The Difference Between Your Credit Card and Afterpay The use of credit cards and Afterpay are both popular methods of payment, but there are some key differences between the two.

Debt Consolidation: Is It a Sensible Idea? When you have several debts to pay each month, it can be difficult to keep track of where you stand financially. Plus, when

What You Need to Know About Your Credit Limit A credit limit is the maximum amount that your bank will allow you to spend using your card. This limit is

Why Am I Charged Money For Checking My Credit Score? It’s no secret that your credit score is important for your overall financial health. A good credit score indicates that

Does a Fine Affect Your Credit Rating There are a lot of things that can affect your credit rating. One of those is whether or not you have been fined

What Are Some Ways to Establish a Credit History While Young? When you’re young, it can be tough to establish a credit history. You may not have had the chance

Is a Car Loan Available to Someone with a Low Credit Score? There is no fixed minimum credit score for a car loan in Australia to have a certain credit

Is It Possible to Obtain a Credit Card When You Have No Credit History? Credit cards can be a great way to build your credit history and score. However, what

How To Check Your Credit Equifax can also check your credit for you and provide you with a specific score if requested before making a loan application or renting an apartment

Is It Possible to Have a Good Credit Report But a Bad Credit Score Although the two terms are often used interchangeably, your credit report and credit score are actually

What is a Credit Report Ban & How Does It Work? A credit report ban is a security measure that helps protect your credit history and identity. It prevents creditors

Managing the Credit History for Your Small Business As a small business owner, you may be juggling many different responsibilities at once. One of the things you don’t want to

The 12 Parts to an Experian Credit Report When you’re looking to purchase a new car or house, the lender will often require a credit report. A credit report is

What Is a Hard and Soft Enquiry? What is a hard and soft enquiry? What is the difference between the two? How do they affect your credit score? These are

How Long Does It Take For A Late Payment To Show Up On My Report? When you make a late payment, your credit score takes a hit. But how long

Will My Default Be Removed If I Pay It Off? Your credit score is something that you should always be aware of. A low credit score can mean that you