Has My Personal Information Been Used?

Has your personal information ever been compromised? It’s a scary thought, but it’s something that we all have to consider. Identity theft is the act of using another person’s personal data without their consent. This type of crime can occur online, through email scams, phone calls, spyware on your computer, or simply stolen mail. Fraudsters commit this crime in order to steal money directly from someone or set up fake accounts under another person’s name.

• There are many ways a thief can use your stolen identity, such as:
• Applying for credit cards
• Gaining access to personal information
• Opening bank or utility accounts
• Creating fake identification documents, like driver’s licenses or passports

There are several ways to find out whether you’ve been a victim of identity theft, including monitoring your personal data and online accounts, communicating with your credit provider, and working with credit reporting bodies, such as Equifax, Illion and Experian.

If you have been a victim of identity theft, the following situations might occur:

• A bank or ATO sends you an unexpected letter.
• Your credit card limit has been rejected.
• When your bank detects a questionable credit card transaction and it alerts you.
• Collections agencies begin phoning you for debts that aren’t yours.
• Stop receiving correspondence from banks and paper statements for financial accounts.

We hope that this article has been helpful to you. If you are struggling with bad credit, please do not hesitate to contact us for assistance. Our team of credit repair experts can help you clear your credit file and improve your credit score. We help to remove defaults, court judgements and fraudulent enquiries.

Contact us today for more information about our credit repair Australia services!