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Useful Articles

Useful Articles

Useful Articles

Major Credit Reporting Changes

Consumer groups are warning that Federal Government changes to credit history reporting rules will make it more difficult for low-income Australians to get loans…

Minor Defaults Now Recorded

Consumers groups are worried about the changes, and say the most concerning aspect is that late repayments of only a few days will be recorded in people’s credit histories…

Concern Over Lack of Public Awareness

Mr Waters says public awareness of the changes also remains limited. “We’re very disappointed, firstly, that the Government, when it made these changes, didn’t fund the public education campaign,” he said…

Major Credit Reporting Changes

Consumer groups are warning that Federal Government changes to credit history reporting rules will make it more difficult for low-income Australians to get loans…

Minor Defaults Now Recorded

Consumers groups are worried about the changes, and say the most concerning aspect is that late repayments of only a few days will be recorded in people’s credit histories…

Concern Over Lack of Public Awareness

Mr Waters says public awareness of the changes also remains limited. “We’re very disappointed, firstly, that the Government, when it made these changes, didn’t fund the public education campaign,” he said…

Australian Retail Credit Articles

  • For Consumers
  • For Industry
  • For Goverment
  • Credit Reporting Code of Conduct…

FAQ For Consumers

Access to fair and equitable credit is a core function of efficient financial markets. Any good or service consumed ahead of payment is considered to involve credit. This means that “credit” could be a monthly account with your local newsagency, your…

Veda Applied Intelligence Articles

Looking for your credit history? Veda is Australia’s No 1 credit reporting agency. They provide products to help
you understand and manage your credit history.

  • Get your Credit Report..

Australian Retail Credit Articles

  • For Consumers
  • For Industry
  • For Goverment
  • Credit Reporting Code of Conduct…

FAQ For Consumers

Access to fair and equitable credit is a core function of efficient financial markets. Any good or service consumed ahead of payment is considered to involve credit. This means that “credit” could be a monthly account with your local newsagency, your…

Veda Applied Intelligence Articles

Looking for your credit history? Veda is Australia’s No 1 credit reporting agency. They provide products to help
you understand and manage your credit history.

  • Get your Credit Report..

Make Sure You're Credit Smart

Since 1991, the Privacy Act has meant that Australia has a ‘negative credit reporting’ system.  This means your credit report can contain ‘negative’ information about your credit history (for example, it can contain information about your notified defaults, as well as each application for credit) but it cannot contain…

Sponsoring National Finance Brokers Day

There are only four months to go until the 2018 National Finance Brokers Day is upon us. NFBD was established in 2015 with its sole mission to help educate the Australian consumer market on the advantages of using a finance broker for…

Summary of Credit Repair Findings

The rise of an Australian credit repair industry reflects both the growing importance of consumer credit and the increasing prevalence of financial hardship in Australian society.  A poor credit history can prevent an individual from obtaining loans, credit cards, and even access to basic utilities…

Make Sure You're Credit Smart

Since 1991, the Privacy Act has meant that Australia has a ‘negative credit reporting’ system.  This means your credit report can contain ‘negative’ information about your credit history (for example, it can contain information about your notified defaults, as well as each application for credit) but it cannot contain…

Sponsoring National Finance Brokers Day

There are only four months to go until the 2018 National Finance Brokers Day is upon us. NFBD was established in 2015 with its sole mission to help educate the Australian consumer market on the advantages of using a finance broker for…

Summary of Credit Repair Findings

The rise of an Australian credit repair industry reflects both the growing importance of consumer credit and the increasing prevalence of financial hardship in Australian society.  A poor credit history can prevent an individual from obtaining loans, credit cards, and even access to basic utilities…