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Consumers groups are worried about the changes, and say the most concerning aspect is that late repayments of only a few days will be recorded in people’s credit histories…

Access to fair and equitable credit is a core function of efficient financial markets. Any good or service consumed ahead of payment is considered to involve credit. This means that “credit” could be a monthly account with your local news-agency, your…

There are only four months to go until the 2018 National Finance Brokers Day is upon us. NFBD was established in 2015 with its sole mission to help educate the Australian consumer market on the advantages of using a finance broker for…

The rise of an Australian credit repair industry reflects both the growing importance of consumer credit and the increasing prevalence of financial hardship in Australian society.  A poor credit history can prevent an individual from obtaining loans, credit cards, and even access to basic utilities…

A bad credit report could prevent you from accessing home loan products. All is not lost though, as there are several things you can do to repair your credit. When you’re applying for a mortgage you want to secure the lowest interest rate you can…

Credit repair refers to the process of improving one’s credit score by the removal of disputable, unfair, or contestable listings from credit reports. So why is it so important to fix your bad credit?

  • When you apply for a home loan your credit report is almost…

There is no single definition of “bad credit” and there are varying degrees, but having any negative listings on your credit file can make your financial life difficult. Whether you have too many…

A handful of young Australians working in the mortgage and finance industry have been recognised for their excellence at the inaugural Young Leaders in Finance Awards…

A multi-channel advertising campaign is being launched by the Mortgage & Finance Association of Australia to promote the value of brokers to the general public…

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