Finance

How Are Joint Credit Applications Reflected on Credit Reports?

Joint Finance Applications. 2 business people in different coloured suits shaking hands happily in a busy office.

Learn how joint credit applications appear on credit reports, their impact on your score, and tips for managing shared credit responsibly.

Are There Exceptions to the 5-Year Default Listing Period?

Are There Exceptions to the 5-Year Default Listing Period? a person at an office desk in chains

Learn about the 5-year default listing period on credit reports, exceptions, and your rights. Stay informed to protect your credit score.

Celebrating Women in Finance: Clear Credit Solutions Joins The Conversation

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Support the movement of women in finance as they create inclusive pathways and gain confidence in the financial sector.

How To Negotiate With Creditors When Facing Financial Hardship

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Learn how to effectively negotiate with creditors during financial hardship. This guide offers insights on how to manage debt.

What Is A Reverse Mortgage?

Reverse Mortgage. a big house with an elderly couple facing it

A reverse mortgage is a financial product designed for homeowners aged 60 and above, allowing them to access the equity in their home without selling it. This type of loan enables seniors to borrow money using their existing home equity as security, providing a means to supplement retirement income or fund significant expenses. How Reverse Mortgages What Is A Reverse Mortgage?

How You Can Compare Different Financial Products Effectively

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Discover how to effectively compare financial products. Learn key factors for home loans, and credit cards to achieve your financial goals.

What’s The Difference Between Good Debt And Bad Debt?

Good vs bad debt. Office person in red sitting on a big desk and a office person in blue is sitting on the opposite end of the table.

Discover the key differences between good and bad debt. Learn how to manage debt effectively and make informed financial decisions.

How You Can Protect Yourself From Identity Theft

Protect yourself from identity theft. Learn essential strategies for securing personal information and staying safe online.

Recent Interest Rate Cut: Should You Check Your Credit File?

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Discover why checking your credit file is crucial after the RBA’s interest rate cut. Learn how lower interest rates impact your credit score.

How Can You Become Successful at Budgeting?

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Navigate the financial landscape with budgeting. Prioritise spending and set financial goals, with a budget.