Credit reports and credit scores play a critical role in our financial lives. They are used by lenders to determine if we are eligible for a loan and, if so, what interest rate to charge us. But what can be removed from a credit report and how does it work?
What can be removed from credit reports?
We remove negative listings and defaults off credit reports, by doing this it will improve your credit score and then make it easier to obtain finance. Some negative listings we are able to remove off your credit report:
- Credit defaults
- Court judgements
- Fraudulent Enquiries
What credit reports can we work on?
We are able to determine exactly what is listed on your report by first doing an investigation into a copy of your credit report from one of the three major credit reporting bodies in Australia. These are:
- Equifax
- Illion
- Experian
We are unable to work on any other reports besides these three.
The process to remove listings from a credit report.
Firstly an initial call and investigation is undertaken to determine what is on the credit report and if we can remove it. After the investigation we will discuss with you and/or your broker about what we found was listed on your report and if we are able to fix your report or not.
If we are able to fix your report and accept you as our client, we will first charge our only one set fee and then start the clear credit process immediately. We will work hard on your case, keeping you updated throughout the process on where your file stands in its clearance.
Not everything can be fixed on a credit report. That is why we conduct a free investigation first to determine if we can help.
Once we have succeeded in the removal of all the negative listings and defaults that were on your report, we will send you and/or your broker a copy of the cleared and fixed credit report or a confirmation that it has been fixed. So you are able to move forward financially and apply for finance applications.
