At Clear Credit Solutions, we are one of the leading credit repair companies’ in Australia. We are the company people turn to when they ask themselves how can I repair my credit file. With a passionate and dedicated team of financial experts at our disposal, we have helped countless people just like yourself, improve their credit rating and assist to remove defaults and court judgments.
To remove those black marks, clear defaults and begin getting your life back on track. Whether you have been rejected for a loan or just looking to improve you credit score, then get in touch with our experts for a free consultation about today!
The credit file repair process.
Credit file repair, also known as credit repair, is a process aimed at improving an individual’s credit report and score. Many companies offer the same service but the difference is in their reviews, charges and fees. Here’s an overview of how the process of credit file repair typically works in Australia:
- Obtain credit report:
The first step is to obtain a copy of your credit report from one of the major credit reporting agencies in Australia such as Equifax, Illion, or Experian. You are entitled to a free copy of your credit report each year. - Review and identify issues:
Carefully review your credit report to identify any errors, inaccuracies, or unfair negative listings that may be impacting your credit score. - Dispute incorrect information:
If you find errors or inaccuracies, you can contact the credit reporting agency and the credit provider responsible for the incorrect listing to dispute it. Provide evidence to support your claim. - Investigation process:
Credit repair companies will investigate the procedures used by companies before they damaged your credit file, based on information you provide through a questionnaire. - Negotiation:
Credit repair companies will negotiate with credit providers and credit reporting agencies on your behalf to get negative listings removed, if there are valid grounds for removal. - Removal of negative listings:
If successful, unfair, disputable, or contestable negative listings may be removed from your credit file. This can include defaults, court judgments, and other black marks. - Timeframe:
The process typically takes around 30 days on average, though this can vary depending on the complexity of the case. - Fees:
Many credit repair companies charge a fee for their services. Some offer money-back guarantees if they are unable to remove any negative listings.
Why do you need to repair your credit file?
If you’re asking yourself why do I need fast credit file repair, the answer is simple. With any kind of default or negative listing on your credit file you will not be able to obtain any kind of finance! Whether it be for a car, a house or even something like a phone plan, you will be declined. By using credit repair we can help you remove any and all negative listings so that you can get the finance that you want fast.
Why use our service? Unlike other companies, we investigate your file for free first to see if we can help you. We do not charge you per default and we give you a full refund if you are accepted and we do not help repair your credit. It’s that simple
Why use Clear Credit Solutions
At Clear Credit Solutions we specialize and can help you remove any and all credit defaults or court judgments so that you can repair your credit file. We pride ourselves on our unique service and full refund guarantee. This will allow you to move forward with the finance you are after and also increases your credit score for a better standing when it comes to your borrowing capacity.
Credit repair services can have a certain stigma surrounding them due to previous consumer dealings with companies around Australia. We are trying to change that stigma. This is why we have outstanding client reviews when it comes to credit repair services and a no risk service.
