It can be tough to determine if something is a scam. Sometimes it’s hard to tell if an email, phone call or advertisement is legitimate. We have provided some tips you can use to help you figure out if something is a scam. By being aware of the warning signs, you can protect yourself from getting scammed in the future…
If you are considering buying a home, you will likely need to take out a mortgage. A mortgage is a loan that is used to purchase a home. Lenders will consider various aspects of your finances to calculate how much they’re willing to lend you for a mortgage. The lender will also set a borrowing limit called a mortgage borrowing limit, which is the maximum amount of money they’re willing to loan you…
If you’re like most people, you have a number of monthly expenses that you need to budget for. This can include everything from rent or mortgage payments to car loan installments and credit card bills. But what happens if you accidentally miss a payment on one of your loans?…
A home equity loan or extra payments on your mortgage can be used to finance things like a renovation or a large purchase. When you take out a home loan, the interest rate is lower than it would be for a personal loan. You also have smaller monthly instalments and more time to pay off the total debt…
It’s easy to get swept up in a sale, especially during big shopping events such as the Black Friday Sales and Cyber Monday when it feels like everything is on discount.
If you’re like most people, you probably have a credit card. You might use one for everyday purchases or for emergencies. But do you know what a credit card surcharge is?
If you often use your credit card, there are specific locations where you’ll be charged an additional fee…
When you have credit cards, it’s important to know how they work and how to cancel them in case of emergency If you’re wondering if you can just cancel a credit card without any penalties…
If you cancel a credit card, make sure to repay the outstanding balance first.
An overdraft is a type of loan that’s connected to your checking account.
You can use it whenever you need extra funds, as long as there are sufficient available funds in the account…