You would think that checking your own credit score constantly would cause an affect on your credit report, but this isn’t the case. Checking your credit score has no impact on your credit at all. People are often afraid to look at their credit reports or check their scores because they think it might damage their credit. In this clean credit article, we’ll walk you through why that is and what factors go into determining your credit score…
Data breaches are a very real threat to both individuals and businesses. However, there are several ways to protect yourself against a data breach.
If you’re unsure if you’ve been a victim of identity theft, check your credit report for any unauthorised applications or inquiries…
Credit card debt can grow quickly if you’re not careful and you don’t pay your balance right away, interest rates will make the amount larger. With time, interests might be charged on top of other charges…
Purchasing land can be a huge investment. It’s important to do your research before jumping into any agreements. However, personal loans often have higher interest rates than home loans in general, and if you don’t possess an excellent credit score, your rate could be even worse…
With renovating, you can keep your current house and change it to match what you need – without giving up the location that means so much to you. In this credit repair article we will outline some information on different options about which one is best for you. Keep reading this credit repair article to learn more!
Owing tax debt can be stressful, especially if you’re not sure how it will impact your future.
Having money owed to the ATO is not an idea situation, but it does not mean you can’t get a home loan…
When you’re looking for a new credit card, it’s important to know what the application process will be like. One question that often comes up is whether or not a credit check is required.
In Australia, before you’re approved for a credit card, the bank will do a mandatory check of your credit score. This is to make sure that you can repay the money you borrow responsibly and is in your best interest…
Your credit score is one of the most important numbers in your financial life. It can impact everything from the interest rate you are able to get on a loan to whether you are approved for a mortgage at all. Lenders take a close look at your credit score before making any decisions about extending you credit, so it’s important to understand how your credit score works and how it is impacted by borrowing money.