If you want to really rack up the rewards points, credit card churning is the way to go. Also known as points hacking or points chasing, this strategy entails opening and closing multiple credit cards to take advantage of sign-up bonuses and other perks.
A landlord may check your credit score to see if you are trustworthy and if you will pay your rent on time. As a result, does having a poor credit rating exclude you from the opportunity to lease property? A bad credit history does not always imply that someone will be rejected…
Borrowing money will have an impact on your credit score, whether it’s through a home loan, a personal loan, or a credit card. Taking out a home loan or a credit card may raise your credit score, but having too many applications can lower it…
When your mortgage application is denied, it can be emotionally traumatic, especially if you’ve already found the house of your dreams…
Maintaining a good credit score is important for many reasons. A high credit score means you’re a low-risk borrower, which could lead to lower interest rates on loans and mortgages. A good credit score can also help you get approved for a rental property or a cell phone plan. Here are four habits to start practicing today…
If you’re thinking about refinancing your loans, you may be wondering how it will affect your credit score. While refinancing can help improve your finances in the long run, it’s important to understand how it could affect your credit rating. In this useful credit fix article, we’ll take a look at the impact of refinancing on your credit score and provide some tips for getting the most out of the process…
Your credit score is a vitally important part of your financial life. But what happens if you try to use it in another country? Will it still work, or will you need to start from scratch with a new score? Here’s what you need to know about using your credit score abroad…
Many people don’t understand how their credit scores are calculated and what goes into them. In this blog post, we’ll break down exactly how debt collectors’ actions can influence your credit score. We’ll also provide some tips on how to keep your credit score in good standing…
No one is perfect, and that includes when it comes to credit. Even if you’re young and just starting out, there are a few credit mistakes you should try to avoid. By understanding what these mistakes are, you can take the necessary steps to protect your credit rating and maintain a good credit history…