We are one of the leading credit repair companies’ in Australia that people turn to when they ask themselves how do I get my credit clean in Australia. With a passionate and dedicated team of financial experts at our disposal, we have helped countless people just like yourself, clean their credit rating and remove defaults and court judgments.
To remove those black marks, clear defaults and begin getting your life back on track. Whether you have been rejected for a loan or just looking to improve you credit score, then get in touch with our experts for a free consultation about today!
Credit Clean Process in Australia
Credit cleaning in Australia, also known as credit repair, is a process aimed at improving an individual’s credit report and score. The difference in the process is minimal depending on the company involved. Here’s an overview of how the credit clean process typically works in Australia:
- Obtain credit report:
The first step is to obtain a copy of your credit report from one of the major credit reporting agencies in Australia such as Equifax, Illion, or Experian. You are entitled to a free copy of your credit report each year. - Review and identify issues:
Carefully review your credit report to identify any errors, inaccuracies, or unfair negative listings that may be impacting your credit score. - Dispute incorrect information:
If you find errors or inaccuracies, you can contact the credit reporting agency and the credit provider responsible for the incorrect listing to dispute it. Provide evidence to support your claim. - Investigation process:
Credit repair companies will investigate the procedures used by companies before they damaged your credit file, based on information you provide through a questionnaire. - Negotiation:
Credit repair companies will negotiate with credit providers and credit reporting agencies on your behalf to get negative listings removed, if there are valid grounds for removal. - Removal of negative listings:
If successful, unfair, disputable, or contestable negative listings may be removed from your credit file. This can include defaults, court judgments, and other black marks. - Timeframe:
The process typically takes around 30 days on average, though this can vary depending on the complexity of the case. - Fees:
Many credit repair companies charge a fee for their services. Some offer money-back guarantees if they are unable to remove any negative listings.
Why do you need clean credit in Australia?
If you’re asking yourself why you need to have clean credit in Australia, the answer is simple. With any kind of default or negative listing on your credit file you will find it very hard to be able to obtain any kind of finance! Whether it be for a car, a house or even something like a phone plan, you will most likely be declined. By using credit repair we can help you remove any and all negative listings so that you can get the finance that you want.
Why use our service? Unlike other companies, we investigate your file for free first to see if we can help you. We do not charge you per default and we give you a full refund if you are accepted and we do not clean your credit. It’s that simple
Why use Clear Credit Solutions to clean your credit?
At Clear Credit Solutions we can help you clean any and all credit defaults or court judgments so that you can get your credit clean in Australia. This will allow you to move forward with the finance you are after and also increases your credit score for a better standing when it comes to your borrowing capacity.
Not only do we have the solutions, we have outstanding client reviews due to the service that we offer Australia-wide. Been declined recently? Contact one of our friendly staff so we can get you on the path to a clean credit file.
